About your $10million thoughts regarding how you would use and distribute it. Are your children invalids, or otherwise incapable of managing their lives safely? I regard inheritances as a way to amputate my children's legs just below the knees, then buy them luxury wheelchairs to move around in for the remainder of their lives. Money "falling out of the sky" can result in every imaginable form of atrophy. When I went to my gym to exercise, I tried sitting by the exercise machines and weights and just staring at them. To my dismay, I did not become stronger! I do not think inheritances are an act of love and caring. I think they are an admission that I failed as a parent and my children are incapable of meeting and overcoming life's challenges successfully.